Billing & Refunds

Refund Policy

Refund Policy

How subscription charges, credit usage, cancellations, and refunds are handled on ToAPIs accounts.

Last updated: September 17, 2026

1. Scope

This policy covers subscriptions and credit purchases made on toapis.homes, including the monthly and annual plans listed on the pricing page. It is read together with the Terms of Service and does not replace it.

2. Subscription periods and billing

ToAPIs plans are billed per period rather than per top-up:

Monthly plans renew every 30 days; annual plans renew every 365 days.

Current monthly prices are $9 (Starter), $19 (Pro), and $49 (Premium). Annual prices are $90, $190, and $490, which is about 17% below paying monthly.

Each period includes a credit allowance: 150, 500, or 1,500 credits monthly, and 1,800, 6,000, or 18,000 credits annually. Unused subscription credits expire when the period ends.

Payments are processed by Stripe. ToAPIs does not store full card numbers.

3. 7-day refund window

A subscription charge can be refunded in full within 7 days of payment when no credits from that period have been consumed.

When part of the allowance has been used, the refund is the amount paid minus the value of the credits already consumed, calculated at the plan price per credit.

The window starts at the payment timestamp shown on the invoice under Settings, in Billing.

4. Annual plans

Annual plans follow the same 7-day rule for their first period.

After the 7-day window, an annual plan can be cancelled at any time and the unused remainder is refunded pro rata by whole unused months. A month that has already started is not refunded.

Consumed credits are deducted before the pro-rata remainder is calculated.

5. Cancellation

Subscriptions can be cancelled under Settings, in Billing, at any time.

Cancelling stops the next renewal and leaves the current period active until it ends.

Cancelling is not the same as refunding. To receive a refund, follow the request steps below inside the applicable window.

6. How to request a refund

Email us or reach us through the billing page and include the invoice number, the account email, and the reason for the request.

We acknowledge requests within one business day and complete approved refunds within 5 business days.

Refunds are returned to the original payment method through Stripe. Posting time after that is set by your card issuer.

7. What is not refundable

Credits already consumed in a period, which are deducted before any refund is calculated.

Periods that fall outside the applicable refund window.

Accounts suspended or terminated for violating the Terms of Service or the acceptable use rules.

Charges outside ToAPIs billing, such as your own cloud, network, or third-party costs.

8. Duplicate charges and failed payments

Duplicate or failed charges are corrected as soon as they are confirmed. Send the invoice numbers and we will reconcile them against the Stripe record.

When a renewal payment fails, the plan is not renewed and no credits are added for the next period.

9. Disputes

Please contact support before opening a chargeback with your bank or card issuer. A chargeback filed without contacting us first can suspend the account while the payment provider investigates.

10. Changes to this policy

We may update this policy. Material changes are announced in the console at least 7 days before they take effect, and the revision date at the top of this page always reflects the current version.

11. Contact

Billing and refund questions: support@toapis.homes

公司信息 / Company information

公司主体 / Company

鯨樞智能科技有限公司

JINGSHU INTELLIGENT LIMITED

注册地址 / Registered office

ROOM 5042, 5/F, YAU LEE CENTRE, NO.45, HOI YUEN ROAD, KWUN TONG, KOWLOON, HONG KONG

邮箱 / Contact

support@toapis.homes

Refund Policy | ToAPIs